Money Wasters!

The greatest enemy I have when it comes to saving more money, is my dear self. I used to be very good at saving, that's way back my elementary and high school days. But when I started earning my own dinars, it's been a roller coaster budget ride! What happened to living within my means? Well, it must have been thrown out of  my pockets! 


To intervene with this dismal state, I had to look within and keep track of my useless spending.  I took note of my habits and found out about the following:


1. When sad, I go watch a movie and eat in kind of somewhat pricey restaurant.
2. Shoes-they have a weird pull on me that's almost irresistible. 
3. Going beyond my cellphone plan! I usually pay more than I signed up for!
4. Abrupt purchases like shampoo, conditioner, etc. when I fail to do a well-thought of grocery shopping.
5. Printing--I print a lot of texts that I could study prior to my need for 'em. I barely note-take! =( 
6. Taking the taxi when I wake up late! =( 
7. Fast food stuff  for regular lunches! 


Err----It's high time to take budgeting and sticking to it more seriously! 


These will be my motivations: 

Credits to sbk, from blogspot

Venice: Googled picture

MY FAMILY and RELATIVES!

Googled photo of a starving Filipino boy.
Someday, I wish to be more helpful to others.

How about you? What habits do you need to kill to be better spenders and savers? What are your motivations ? ^_^

I need to challenge myself even more, for me to attain my goals. =) You should too! ^_^